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We’re here for you with free advice on buying and remortgaging your home. Here’s what we can do for you:



First time buyer
Get onto the property ladder and start saving
Moving on
Get free advice on the best deals for your next home
Get a better deal with our expert help
Rental property
We’ll get you the best buy-to-let deals


Commercial mortgages
Let us arrange finance to buy your business premises
Credit repair mortgages
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How much can you borrow?
Discover how much Lenders will give you
The best mortgage deals
View transcript


This short video tells you what to expect when you call us for mortgage advice. It's a really simple, straightforward process and remember our expert advisers are available to help you 7 days a week.

Please note: The best deals may only be available via expert brokers





  • All the information you need to make the right decision for you
  • Deals that suit your circumstances
  • Honest, straightforward advice in plain English
  • Help at every stage of the process
  • Our decades of experience and expert knowledge of the marketplace
  • Help in getting the best insurance deals to protect your family, home & business



Need help arranging conveyancing?
Check out our list of recommended solicitors


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Looking for overseas property?
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News & Views
Keep up-to-date on the property market



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    The Department for Communities and Local Government released house building figures from April to Ju...

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  • Have You Become an Accidental Landlord

    Sometimes life can throw you curveballs, and all of a sudden, you can find yourself on a different p...

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We pride ourselves on excellent customer service and love it when our clients tell us we’ve done a great job for them. Here are some of our recent testimonials.


  • Mr & Mrs Clarke
    As this was the first time, I have had to apply for a mortgage on my own, I was feeling very anxious. However I found the whole process to be extremely easy and pain free. I was given advice as to which mortgage would best for me, Then received an illustration and told what documentation I would need in order to progress speedily. I was kept up-to-date at all times.
  • Mr & Mrs Inglewood
    When we moved back to the UK as self employed creatives with most of our clients overseas we were told a mortgage was impossible by many other advisors. Not with the help of the team at Which? mortgage's it wasn't! They went above and beyond for us and now we are moved into our dream house and couldn't be happier with the service they gave us.
  • Mr B, Chesterfield
    I'm retired, I wanted an interest only mortgage, and in 4 weeks from start to finish because I was buying at auction. Other brokers told me it was impossible - the MID advisors found the mortgage for me, and expedited the whole process. They gave a brilliant service - nothing was too much trouble. It's the kind of service we wish everyone would give but these days, so few do. Thank you to the MID advisors who worked on my behalf.
  • J M
    I wanted to thank you and David for your efforts in helping me achieve all that I needed doing recently regarding the re-mortgaging of my properties, the business of my divorce settlement and all the paperwork that went along with it . I really appreciate all the help and support you have given me down the years . You have been a very good Financial Advisor and given me very good advice. I am very grateful to Mortgage ID and wish to continue with your service as long as possible.
  • Ffion R
    Mortgage ID have been incredibly helpful and patient and I particularly appreciate the support I've had from David Burford who has advised me throughout the process. I would definitely recommend Mortgage ID. Thanks, Ffion
  • Samara Y
    They are the best mortgage advisors i have come across with from all the way from Halifax distance had never been a problem for me seemed like they were round the corner always available on phone no matter what time i contacted them got the best deal on my mortgage and made me achieve my dream home. One happy customer i am they will never disappointed you and thats coming from a very happy customer myself, would recommend them to all my family and friends and people out they are the best.
  • Natalia H
    Greg Oxenham was very helpful with very good communication throughout. Because of difficulties with the seller it wasn't a smooth transaction. But, everyone at Mortgage ID did their best to make it so
  • A M
    Greg Oxenham is "simply the best" he is the best mortgage broker I have had the pleasure to do business with
  • Douglas H
    I recently had a client who was in some serious financial difficulty and required a disposal of her property very promptly. We found a buyer, but as with many cases these days, finding a buyer is not the difficult part (not if youre as good as we are), but it is in fact raising the finance on the property that is the hard part. We needed a broker that would keep us informed of what was going on and also go that little bit further to ensure that the deal was done as quickly as possible. Often in the finance world, the cheapst option is not the best one, they often have stricter criteria and a longer processing time. However Greg and his colleague Matt used their expertise to choose the company that could process everything in the short time span my client required. They pre-empted requests from the mortgage company, informed both sides of the chain as well as myself and when the mortgage company lost paperwork ensured that I wasnt the one that was having to give the stern words. I would recommend Mortgage ID to my clients, their high standards and constant client contact as well as a deeper understanding of the mortgage providers criteria means that more deals are likely to go through, faster and with less hassle for my clients and therefore myself. From myself and my clients, thank you to Greg and Matt.
  • Alan A
    I am writing to say how much I have appreciated your generous help and advice in the matter of the sale of our property in Leamington Spa. This is not a straight forward matter, as we are both very much aware of and the final outcome is not at all clear at this stage. You have however given of your time energy and expertise unstintingly, despite the prospect of some significant financial rewards being very much in the future and certainly not guaranteed. It is precisely your willingness to go that extra mile when things do not look too promising that marks you out as a consummate professional. I would have no hesitation in recommending to anyone looking for a mortgage broker who they can depend upon to provide a thorough, thoughtful and very care-full service and one who will take pains to learn about and meet their own particular circumstances. Very best wishes and every success in the future You desrve it...
  • John W
    In the promotional products industry we are constantly under pressure to supply the cheapest product and despite my efforts to explain that there is always a penalty to pay when buying the cheapest solution some clients are prepared to risk this rather than taking the best value for money. Recently I had occasion to discover that the cheapest can also be the bestvalue for money. After a long illness my life insurance rates became prohibitive and so I asked Greg Oxenham of Mortgage ID to see what he was able to do to reduce the latest quotes I had received. Not only did he manage to reduce the lastest quotation but has now been able to get me a better rate than I was paying prior to my illness with no loss of benefits. If you have not had your insurances reviewed recently then I would strongly recommend a meeting with Greg to see what he will be able to offer you. Thank you Greg I would strongly recommend your services
  • Elizabeth M
    I just wanted to record my thanks and appreciation for all your recent work helping me with a remortgage facility. You were meticulous in setting out my options to get me the best deal and then quick to sort out the administration on my behalf. The whole thing was completed to my timescales and with the minimum of fuss. The money is now in my account and I couldn't be happier!
  • James D
    I would like to warmly thankyou for outstanding customer service you delivered to Sophie and I recently. The manner in which Greg dealt with mine and Sophie's request was superb. It was swift on their part and effortless on ours. We were fully confident on Greg's ability, knowledge and understanding of the financial market due to the thorough analysis of the options available to us. Greg fully explained all the available options, and gave no bias in terms of which product we should have, but impartially guiled us to the best suited product for ourselves and our finances. The product recommended was right for us and the impartial advice we received was invaluable. We have the upmost confidence in Greg and Mortgage ID to recomend to our friends, families and colleagues.
  • Ingrid G
    It was smooth and professional dealing with Mortgage ID in regard to my mortgage and associated insurances.
  • Karin B
    Mortgage ID are friendly, knowledgeable and extremely customer-oriented, giving me several options as well as sound financial advice when I needed it. They even went to the extent of investigating an option for me that would not have made them any money!
  • Ashley G
    Running a cleaning company can be a tough business, ensuring the staff remain motivated and feel appreciated when the nature of the business means you’re not always around them can be even tougher. It was our intention to put in place a very attractive package for our staff so they would know how highly we valued them. Mortgage ID utilising their vast experience in the insurance markets were able to help with this providing individual policies for our staff and their families
  • phil j
    We have used Mortgae ID to provide Life Insurance cover and Critical Illness cover for both my wife and myself. The professionalism and expertise of the staff were first class throughout the whole process. We are now very confident in facing the future in the knowledge that we are well protected. I would highly recommend the services of Mortgage ID to anyone looking to protect their future.
  • Gene T
    Greg and his team of mortgage advisers assisted me in obtaining a ʼbuy to letʼ and ʼhome buyersʼ mortgage. The process was reasonably painless, thanks mainly to the knowledge and experience of the team. The staff were exceptionally helpful - being able to speak to the same person each time was invaluable. I have already recommended Mortgage ID to friends and colleagues
  • Darren R
    As a company we are always looking for the best deals and the best service around, Mortgage ID ticked both of these boxes. Mortgage ID are not just a mortgage broker, they offer many other services, one of which is insurance. Mortgage ID supplied our company with the best level over cover at the best rates around saving us alot of money. I recommend Greg Oxenhamʼs services to anyone.
  • Russell D
    Weʼve used Mortgage ID to arrange three mortgages for us. Their advice and support has been invaluable in these challenging financial times. They have helped us to re-mortgage a property, arrange a buy-to-let mortgage and a new mortgage. Without their help iʼm sure we would have struggled to purchase our new home.


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